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National Higher Education Fund (PTPTN)

Loan eligibility requirements

To receive this loan, students must:

  • Be a Malaysian citizen pursuing full-time undergraduate programme at Heriot-Watt University Malaysia (HWUM)
  • Be aged 45 and below
  • Not have a study duration of less than one (1) year upon application
  • Not be receiving any financial assistance from other bodies
  • Have a SSPN1M-1 account (account number should have 15 digits)
Fee allocation per year
Category/FieldScience/Engineering (RM)Social Sciences (RM)
Parent with BRIM14,03013,600
Parent with combined income below RM8,00010,52010,200
Parent with combined income above RM8,0017,0106,800

Online Loan Application Process

  1. Purchase a PTPTN PIN number at BSN counter, or buy it online from PTPTN at RM5.
  2. Open an SSPN1M-1 15-digit account with a minimum savings amount of RM20.
  3. Provide a Maybank personal savings account number (required).

Documents to prepare

  • Printout of Agreement from PTPTN website
  • Copy of your undergraduate offer letter
  • 2 pieces of RM10 duty stamps from the post office

The University's Code: BR6

List of courses approved for PTPTN loans:

Social Sciences
Course NameCode
MA (Hons) Accounting and Business FinanceD3079
BBA (Hons) Business AdministrationD3077
MA (Hons) Business and FinanceD3078
MA (Hons) International Business ManagementD3083
MA (Hons) MarketingD5741
MA (Hons) International Business Management with EnterpriseD3084
MA (Hons) International Business Management with Human Resource ManagementD3085
MA (Hons) International Business Management with MarketingD3086
BSc (Hons) PsychologyD3076
BSc (Hons) Psychology with ManagementD3074
Science/Engineering Courses
Course NameCode
BSc (Hons) Actuarial ScienceD3067
BEng (Hons) Civil EngineeringD3068
BSc (Hons) Computing ScienceD5271
BSc (Hons) Construction Project ManagementD3069
BEng (Hons) Chemical EngineeringD3070
BEng (Hons) Mechanical EngineeringD3071
BEng (Hons) Electrical and Electronic EngineeringD3072
BSc (Hons) Statistical Data ScienceD3184
BSc (Hons) Quantity SurveyingD3075
MEng in Electrical and Electronic EngineeringD3080
MEng in Civil EngineeringD3081
MEng in Chemcial EngineeringD3182
MEng in Mechanical EngineeringD3181

Application Duration

1 September to 30 October 1 January to 28 February